Understand Your Explanation of Benefits (EOB)
An important part of making the most of your health care coverage is understanding how your claim is paid.

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Health Care Reform
For information on Health Care Reform impact on the Federal Employees Health Benefits Program and effective dates, including the dependent age limit, visit OPM. The Service Benefit Plan fully complies with decisions made by OPM governing the FEHBP.

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Welcome to

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Welcome to Federal Blue plan options. The information you’ll find here is designed to help you make informed healthcare decisions. 
 
Included in this site are links to benefit brochures and side-by-side benefit comparisons. Also included are links to the Office of Personnel Management (OPM) and the enrollment web sites. You can also find answers to many of your questions about your plan options and benefits. When you are ready to select your coverage, choose “How to Enroll” and discover how “Blue is making a difference.”  
Getting Care When You Need It Now:
Emergency room (ER) wait times are at an all time high. Your care does not need to be so crowded and costly. You have options, even when you need care right away. Where can you go for care quickly while saving time and money? Click here to learn about alternatives to emergency rooms. 
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Services provided by Empire HealthChoice HMO, Inc. and/or Empire HealthChoice Assurance, Inc., licensees of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans, serving residents and businesses in the 28 eastern and southeastern counties of New York State. All external sites will open in a new browser window. Please view our Website Privacy Policy for more information.