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What is Empire's 360° Health® program?
A total health solution that helps members become more healthy, or live better with a condition, while lowering the cost of health care.
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Direct Payment Health Maintenance Organization

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Direct Payment Health Maintenance Organization (HMO)

 
Empire has consistently earned Excellent Accreditation status from the National Committee for Quality Assurance (NCQA) for our HMO plan.  
 
Eligibility

A New York State resident residing within our 28 county service area.

Not eligible for group health insurance coverage.

Between the ages of 18 and 65 and not eligible for Medicare. If you are under age 19, you may be eligible to enroll in Empire's Child Health Plus plan.

 
Benefits

Inpatient hospital services consisting of daily room and board, general nursing care and miscellaneous hospital services and supplies

Outpatient hospital services consisting of diagnostic and treatment services

Outpatient surgical facility charges related to a covered surgical procedure

Pre-admission testing

Physician services

Maternity care

Preventive and primary healthcare services

Diagnostic x-ray and laboratory services

Emergency services

Pharmacy

 
How to Enroll

Read the enrollment instructions

Print and fill out the application

Then submit the materials along with proof of residence

Or contact sales at 888-721-2583, Monday – Friday 8:30 a.m. – 5:00 p.m. EST for more information.

A completed application received by the 15th of the month will be effective the first day of the following month. Applications received after the 15th of the month will be effective the first day of the month after that.

Please be sure to indicate your coverage choice for the Direct Payment HMO contract in question # 11.

 
Cost

No payment is required with your application; a bill for the cost of your monthly premium rate will be mailed to you once you are enrolled.

 
Rates

Get a quote

 
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Services provided by Empire HealthChoice HMO, Inc. and/or Empire HealthChoice Assurance, Inc., licensees of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans, serving residents and businesses in the 28 eastern and southeastern counties of New York State. All external sites will open in a new browser window. Please view our Website Privacy Policy for more information.