What is a Medicare Supplement plan and how does it work?
A Medicare Supplement Plan is a health benefit coverage plan that complements (or supplements) your regular Medicare coverage.
Although Medicare pays for many health care services and supplies, it doesn’t pay for all of them. A Medicare Supplement Plan will help pay for those costs which could include deductibles, coinsurance and copayments when visiting your doctor. An Empire Medicare Supplemental Plan is also a good idea if you prefer to keep your own doctor and hospital and choose your own specialist and other health care provider.
What are the costs?
You’ll be responsible for a premium each month. There are also some out-of-pocket fees, depending on the plan you choose.
Who is eligible?
You are eligible for a Medicare Supplement Plan if you are enrolled in Medicare Parts A and B and if you are age 65 or older or, in some states, under age 65 with a disability and/or end stage renal disease (plan offerings and eligibility vary by state). You also must be a resident of the state where the policy is offered.
How do I choose an Empire Medicare Supplement Plan?
The best way to choose is by comparing the coverage and rates. You can do this by clicking here for plan details and benefits.