Individual Product Offerings
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Empire is proud to offer qualified children under the age of 19 their very own health insurance plan, New York State's Child Health Plus.
 |  | Excellent in-network benefits |
| | Subsidized coverage may be available |
| | 65,000+ provider locations and 147 hospitals in New York and bordering counties in New Jersey and Connecticut |
Affordable health coverage for individuals and sole proprietors, Healthy New York offers a streamlined benefits package for essential health services, all within Empire's extensive network of providers and hospitals.
| | In- and out-patient benefits |
| | Applicants may opt for a prescription drug benefit |
| | 65,000+ provider locations and 147 hospitals in New York and bordering counties in New Jersey and Connecticut |
| | Emergency care is always available at the nearest doctor or hospital |
Empire's Direct Pay HMO/POS plan offers the benefits of both a traditional HMO (Health Maintenance Organization) for in-network services and the additional freedom to obtain out-of-network POS (Point of Service) medical services.
| | In-patient and out-patient coverage |
| | Primary Care Physician (PCP) provides or coordinates most care |
| | Emergency care is always available at the nearest doctor or hospital |
Empire's Direct Pay Health Maintenance Organization (HMO) allows you to select a Primary Care Physician (PCP) to provide basic and preventive care, give you referrals to specialized care, maintain your medical history, arrange admissions to hospitals and pre-certify special services—all within Empire's HMO network.
| | Pharmacy benefits are included in this plan |
| | In-patient coverage |
| | Emergency care is always available at the nearest doctor or hospital |
For people who want real value in a hospital program, Empire BlueCross Blue Shield offers the TraditionPLUS Hospital Program. This program covers you and your covered dependents for hospital related costs including 365 days paid-in-full inpatient hospital protection.
Plus, you'll get important benefits, including:
| | Maternity care in birthing centers of hospitals |
| | Hospital care for newborns |
| | Outpatient chemotherapy, physical therapy, and radiation therapy |
| | Care in a Skilled Nursing Facility |
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