A wide range of innovative plans at different prices. Network choices that include 81,000+ New York providers and 150 facilities. Comprehensive tools and programs that give employees control of their expenses – and health. Let Empire help you build the ultimate health coverage for your employees and your budget.
The most common type of alternative funding plan is the self-funded Administrative Services Only (ASO) plan. Fixed monthly costs for these options are significantly lower than fully insured plans, the financial risk is also greater. ASOs are recommended for large groups with the financial resources to tolerate fluctuations in monthly claims costs.
Empire also offers Stop-Loss options that put a threshold on the maximum amount of annual claims costs paid by your business.
Help Employees Save More With a Group Health Expense Account
Empire offers a variety of flexible spending and health account options in New York to fit your small or large business needs and help your employees manage expenses. Plus, our seamless account management tools help make health spending decisions easier.
Health Savings Account (HSA)
Health Reimbursement Account (HRA)
Flexible Spending Account (FSA)
Group Retiree Solutions
Learn about flexible funding options for your retiree population. Empire offers prescription plans, PPOs, HMOs, health & wellness programs, plus vision, dental and hearing. Our staff is dedicated to working with older adults.