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Supplemental Health Insurance

Supplemental health plans ease worries and protect your employees’ financial security with Accident, Critical illness, and Hospital Recovery insurance. Request a quote to learn more. 

Already have Empire supplemental health insurance for your employees?

Flexibility For Your Business

Looking for the right supplemental health insurance for your employees? Look no further than Empire. We provide Accident, Critical Illness, and Hospital Recovery insurance with added value and savings when you combine Empire's supplemental and group health insurance plans.

Easier For You And
Your Employees


With medical, dental, vision, and through our affiliate, life and disability benefits from Anthem Life, your business has the convenience of one account team to partner with on all your Empire benefits. Your employees will appreciate having coordinated communications and education materials that make it easier to understand and use their Empire benefits.

Connecting Benefits to
Make it Easier for Members


Our Empire Whole Health ConnectionSM program connects our medical plans with our Accident, Critical Illness and/or Hospital Recovery protection. This means members with our medical plans are notified when they may have an eligible supplemental claim.

The bottom line? Supplemental plans help members pay for unexpected care. And the process is as easy as possible for everyone.

Large Group Supplemental Health Plans

Supplemental health plans ease worries and protect your employee’s financial security.

They provide cash in hand when it’s needed most. Accident, Critical Illness and Hospital Recovery plans provide lump-sum benefits that members can use to help pay for unexpected medical costs or to ease the stress of daily living expenses.

Explore Our Supplemental Health Products

Experience peace of mind with the security you know and trust from Empire.

Hospital Indemnity

You can’t always protect yourself from being admitted to a hospital. But we can protect members from the medical costs that come from a hospital stay. That’s why Empire has Hospital Recovery insurance to help offset hospitalization expenses.

Critical Illness

Life can change in a second. Critical illnesses such as cancer, heart attack or stroke can lead to overwhelming hospital bills. But we can help your employees be financially prepared for the unexpected.

Our Critical Illness insurance plan can pay for costs not covered by traditional insurance. The money can also be used for non-medical costs related to the illness, such as transportation and child care.


A simple bike ride can turn into a life-altering accident. And the truth is, most people are not prepared with enough savings to cover a medical emergency.

Our accident insurance plan protects the financial well-being of your employees. It pays members an immediate lump-sum to use as they see fit, including for medical costs or daily living expenses during recovery.

You Have Choices

Empire offers a variety of supplemental health plan options and funding arrangements.

We give employers flexibility with voluntary or employee-paid, 100% employer-paid, or 100% employer-paid base coverage with employee-paid buy-up options. This gives you the opportunity to expand your health benefits portfolio and enhance your employees’ financial well-being.

Take The Next Step

Request a quote when you’re ready to get started.

Request A Quote