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Individual & Family Health Insurance Plans In New York

We offer standard, Empire BlueCross BlueShield Affordable Care Act (ACA) compliant plans through the New York State of Health Marketplace.

Already a member? Log in to your account to renew your plan or compare options.
Ready to pick up where you left off? Complete your application.

Already a member? Log in to your account to renew your plan or compare options.
Ready to pick up where you left off? Complete your application.

New York State of Health Marketplace

You can enroll in a standard, Empire BlueCross BlueShield Affordable Care Act (ACA) compliant plan through the New York State of Health Marketplace. For assistance with plan information, please contact your broker or call tel.

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On And Off Exchange Plans

There are two kinds of individual health insurance plans available: on-exchange and off-exchange. Here are the differences to consider when selecting a plan:


On-exchange
health insurance plans are available on healthcare.gov or a state-based exchange, also known as a marketplace. Financial help, or subsidies, are only available when you enroll in an on-exchange health plan. Subsidies include premium tax credits and cost-sharing reductions. If you qualify for financial help to lower the cost of health coverage, an on-exchange plan is your best option.


Off-exchange
health insurance plans covering the same essential health benefits as on-exchange plans are available outside of the exchange or marketplace directly through Anthem.

With Anthem, you have access to both on-exchange and off-exchange health insurance plans. Our licensed agents can help you determine if you are eligible for financial help and find the best plan for your needs and budget.

Other Coverage Programs In New York


Catastrophic Coverage Plans

A catastrophic plan is a high-deductible, low monthly payment option that protects you in the event of a serious health crisis or emergency. To qualify for this type of coverage, you must be under 30 or 30 or over with an approved hardship exemption from your state’s Health Insurance Marketplace®.

Medicaid Eligibility

If you are disabled, managing a chronic condition, or have a lower income, you may qualify for Medicaid coverage. 

*Medicaid plans offered by Empire BlueCross BlueShield HealthPlus, a trade name of HealthPlus HP, LLC, an independent licensee of the Blue Cross and Blue Shield Association.

Where do you have or need coverage?

Select a state to update this screen with information more relevant to you.

1https://www.antheminc.com/AboutAnthemInc/
index.htm

2Anthem Business Intelligence Analysis of 2021 WEM Application data and FPL Distribution; May 2021.