A Guide to Changing Medicare Plans

Learn About and Compare Your Options

If you’re not sure what type of Medicare plan you need or you want to change your current plan, learn about your choices. You can compare Medicare Advantage benefits with Original Medicare to see which plan best fits your needs. 

What is Medicare?

Medicare is a health insurance program from the federal government for people 65 or older and for younger individuals living with certain disabilities or health conditions. Original Medicare includes Part A and Part B.

 

 

Medicare Part A covers hospital care, which includes care you receive if you stay in a hospital or skilled nursing facility.

 

 

Medicare Part B covers regular doctor visits, preventive care and everyday health care.

Changing Plans: What You Need to Know

As your lifestyle changes, it’s important to ensure your healthcare coverage continues to meet your needs. 

 
If you’re a current Empire Medicare Advantage member looking to change or add coverage – or if you’re insured by another plan and looking for better coverage options – this guide is for you. 

What is Medicare?

Explore the four types of Medicare and what's covered by each.

What Does Medicare cover?

Get all the details on what is and isn't covered by Medicare.

Medicare Advantage Vs Original Medicare

Consider which option best meets your health needs and budget.

Medicare Advantage Plan Options

Explore the Medicare Advantage plans and options available to you. 

Essential Extras

Our Medicare Advantage plans feature Essential Extras benefits at no added cost.

No-Cost Fitness Program

Stay healthy with a no-cost SilverSneakers®️ fitness membership.

Medicare Advantage Prescription Drug Coverage

Original Medicare doesn’t include prescription drug coverage (Part D). The good news is, Empire offers several options to fill this gap.

Enrolling In Medicare

Enrolling in a Medicare plan from Empire to replace or enhance your current insurance has advantages. If you want to sign up for one, there are certain times each year when you can add, switch, or drop coverage.

   

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Ready to Shop Our Medicare Plans?

We make it easy to find a Medicare Advantage plan based on your unique needs. You can save your favorites and come back during one of the enrollment periods to apply.

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Empire BlueCross BlueShield is a Medicare Advantage plan with a Medicare contract. Empire BlueCross BlueShield is a SNP plan with a Medicare contract and a contract with the state Medicaid program. Enrollment in Empire BlueCross BlueShield depends on contract renewal.