‡Original Medicare: Part A (Hospital Insurance) and Part B (Medical Insurance).
1A set time each fall when members can change their Medicare health or drug plans or switch to Original Medicare.‡ The Annual Enrollment Period is from October 15 until December 7.
2You may qualify for an SEP for certain life events. Some of the more common reasons include moving, losing coverage from your union or employer, recently qualifying for an Extra Help program or a change in your qualification for Medicaid.
3Guaranteed issue rights are rights you have in certain situations when insurance companies must sell you one of the required Medicare Supplement insurance policies at the best price for your age, without a waiting period [or health screening]. In these situations, the policy must cover all your pre-existing health conditions and you can’t be charged more for a policy regardless of past or present health problems. Guaranteed Issue (GI) Right Situations vary by state, see the GI Guidelines that are part of the Medicare Supplement application for more information.
Empire BlueCross BlueShield is a Medicare Advantage plan with a Medicare contract. Empire BlueCross BlueShield is a SNP plan with a Medicare contract and a contract with the state Medicaid program. Enrollment in Empire BlueCross BlueShield depends on contract renewal.