Original Medicare‡ vs. Medicare Advantage
Some of the benefits Medicare Advantage plans have that Original Medicare‡ doesn’t include:
Prescription drug overage
Most Medicare Advantage plans include prescription drugs (Part D) coverage. While Medicare Part D provides only prescription drug coverage, Medicare Advantage plans can cover that and more.
Many Medicare Advantage plans include allowances for Over-the-Counter (OTC) items, groceries, utilities, transportation and more. Note: Supplemental benefits can vary based on where you live, the plan you chose, and whether you qualify to receive them.
Many Medicare Advantage plans offer dental coverage for things like routine checkups and exams, cleanings, dentures, and coverage for unplanned dental procedures like root canals and crowns.
Eye health and vision coverage becomes more important as we age. Eye exams, glasses, and contacts are a part of many Medicare Advantage plans.
Original Medicare‡ doesn't cover hearing aids, which can be expensive. Many Medicare Advantage plans provide hearing coverage that includes testing and medically required hearing aids.
Wellness and fitness
Medicare Advantage plans give you options for maintaining a healthy lifestyle. Many plans include access to gym memberships, senior fitness programs like SilverSneakers®, and coaching to improve overall well-being.
We offer Medicare Advantage and Prescription Drug (Part D) plans in New York. Depending on the plan you choose, it may help you pay for some of what Medicare doesn’t cover for Medicare-approved services.
And, one of our optional dental or vision packages can easily be purchased in addition to your Medicare Advantage plan to complement your coverage. You receive allowances for the glasses or contacts you rely on and your checkups and eye exams will be covered.