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Information for New York

Ancillary Employee Benefits for New York Groups

Supplement your medical plan with benefits that support the total health and well being of your employees. Empire dental and vision, along with life and disability coverage from our affiliate, Anthem Life and Disability Insurance Company, are built to optimize choice, health and business value. (Our small group plans include adult vision benefits.)

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Ancillary Group Coverage

The whole health coverage employees want with the administrative simplicity you need. Empire provides the flexibility to purchase stand-alone plans, or connect dental and vision, with life and disability benefits from our affiliate Anthem Life and Disability Insurance Company, and your Empire group medical insurance to integrate care, streamline processing and reduce costs. (Our small group plans include pharmacy and adult vision benefits.)

See our savings offer for Downstate New York small businesses
See our savings offer for small businesses in Upstate New York

See our offer for all other Downstate New York businesses
See our offer for all other Upstate New York businesses

 
  • Group Dental Insurance
  • Group Vision Insurance
  • Group Life and Disability Insurance
Group Dental Insurance
With access to a national network of over 124,000 dentists, employees are more likely to find a provider close to home and take advantage of 100% coverage on diagnostic and preventive care exams and services. More dental providers also means deep discounts, and Empire Dental Prime and Dental Complete plans give greater choice, better oral health, and more value.

Learn more about Empire Group Dental Plans

Downstate Small Group Dental Plans

Upstate Small Group Dental Plans
Group Vision Insurance
Empire group vision plans lead the industry in New York, with a national network of more than 37,000 independent and retail providers, better discounts on quality eyewear and comprehensive annual eye exams that help detect early signs of high blood pressure and diabetes. And you’ll connect and streamline clinical and claims data if you pair with an Empire medical plan.

Learn more about Empire Group Vision Plans

Downstate Small Group Vision Plans

Upstate Small Group Vision Plans
Group Life and Disability Insurance
Provided through our affiliate Anthem Life & Disability Insurance Company (Anthem Life), these benefits offer help for life's challenges. Our support services are handled by real people, not automated systems, during normal business hours. Select voluntary options on life and disability coverage to help you save, while giving employees discounted rates on group life insurance and disability benefits. Peace of mind was never so easy.

Learn more about Empire Group Life and Disability Plans

Downstate Small Group Life & Disability Plans

Upstate Small Group Life & Disability Plans

Life insurance benefits provided under Certificate Form Number LBO A NY 0105 C REV 0209. Disability insurance benefits provided under Certificate Form Number DLS A NY 1113 C. The expected benefit ratio for the Disability policies is 60% for groups of less than 50 lives, and 65% for groups of 50 or more lives. This ratio is the portion of future premiums which the company expects to return as benefits, when averaged over all people with this policy. This policy provides disability income insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.  
 
Health, Dental, Vision, and EAP products and services are offered by Empire HealthChoice HMO, Inc. and/or Empire HealthChoice Assurance, Inc., licensees of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans.
Life & Disability products are underwritten by Anthem Life & Disability Insurance Company, an affiliate of Empire HealthChoice Assurance, Inc. Independent licensees of the Blue Cross and Blue Shield Association. ANTHEM is a registered trademark of Anthem Insurance Companies, Inc. The Blue Cross and Blue Shield names and symbols are registered marks of the Blue Cross and Blue Shield Association.