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Our Medicare Plans

With Empire, you can pick the best Medicare plans for your budget and health care needs. Serving residents in the eastern and southeastern regions of the state, we offer Medicare Advantage and Medicare Advantage Plans with prescription drug coverage from Part D and Medicare Supplement plans. Empire doesn't currently offer standalone Part D in New York. Our plans have Medicare options for everyone so shop around!

Need more help learning about Medicare insurance? Check out our Medicare Coverage and Enrollment and Turning 65 pages. We’ll help you become an expert, so you can find the perfect fit.

Medicare Plan Options

Choose from Empire’s Medicare Supplement insurance plans, Medicare Advantage plans and Medicare prescription drug plans.


  • Medicare Advantage Plans
  • Medicare Prescription Drug Coverage Plans
  • Medicare Supplement Insurance Plans

Medicare Part C

Medicare Advantage plans in New York bundle all the coverage from Medicare Parts A, B, and D into one convenient plan. They’re just like the HMOs or PPOs you’ve used before. Medicare Advantage is usually more cost-efficient than getting Medicare Supplement plus Part D, so it’s great for your budget.

Learn more about Medicare Advantage plans

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Medicare Part D

Prescription drug coverage will save you money when filling your prescriptions. Even if you don’t take medications now, having a good prescription drug plan can cover medications you need in the future. We don’t currently offer standalone Medicare Part D plans in New York, but you can get the prescription drug coverage you need included in our Medicare Advantage Plans. You’ll get medical and drug coverage in one convenient plan.

Learn more about Medicare Part D

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Medicare Supplement

Medicare Supplement plans pay for things that Original Medicare doesn’t cover, like copays, coinsurance, or deductibles. You can see any doctor that accepts Medicare patients without a referral, and you’ll have a monthly bill that’s predictable and budget-friendly. You can even buy dental and vision insurance to help you cover the items Medicare doesn’t.

Learn more about Medicare Supplement insurance

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If your state isn't listed, check out bcbs.com to find coverage in your area.


Y0114_18_37139_U CMS ACCEPTED 09/25/2018
68777NYSENMUB

Empire BlueCross BlueShield is an HMO plan with a Medicare contract. Enrollment in Empire BlueCross BlueShield depends on contract renewal. Empire HealthChoice HMO, Inc. (Empire) is the legal entity that has contracted with the Centers for Medicare & Medicaid Services (CMS) to offer the HMO plan noted above or herein. Empire is the risk-bearing entity licensed under applicable state law to offer the HMO plan(s) noted. Empire has retained the services of its related companies and the authorized agents/brokers/producers to provide administrative services and/or to make the HMO plan(s) available in this region. Services provided by Empire HealthChoice HMO, Inc. licensee of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans.

The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent or insurance company.

Once enrolled into your Medicare Supplement insurance plan, your coverage is guaranteed for the life of the plan with only two exceptions/restrictions: nonpayment of premiums and material misrepresentation.

This policy meets the minimum standards for MEDICARE SUPPLEMENT INSURANCE as defined by the New York State Department of Financial Services. The expected benefit ratio for this policy is 65%. This ratio is the portion of future premiums which the company expects to return as benefits, when averaged over all people with this policy.

Products offered are not connected with or endorsed by any division or agency of the state of New York, the United States government, or the Federal Medicare program. The policy form numbers are: APLANAM(17)-NY BCBS; APLANBM(17)-NY BCBS; APLANFM(17)-NY BCBS; APLANGM(17)-NY BCBS; and APLANNM(17)-NY BCBS.

A CONSUMER’S GUIDE TO HEALTH INSURANCE FOR PEOPLE ELIGIBLE FOR MEDICARE MAY BE OBTAINED FROM YOUR LOCAL SOCIAL SECURITY OFFICE OR FROM THIS INSURER

Services provided by Empire HealthChoice HMO, Inc. and/or Empire HealthChoice Assurance, Inc. licensees of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans, serving residents and businesses in the 28 eastern and southeastern counties of New York State. The Blue Cross and Blue Shield names and symbols are registered marks of the Blue Cross and Blue Shield Association. All external sites will open in a new browser window. Please view our website Privacy Policy for more information.

This information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments, and restrictions may apply. Benefits, premiums and/or co-payments/co-insurance may change on January 1 of each year. You must continue to pay your Medicare Part B premium.

Attention: If you speak any language other than English, language assistance services, free of charge, are available to you. Call our Customer Service number, (TTY: 711). ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame a nuestro número de Servicio de Atención al Cliente (TTY: 711). 注意:如果您使用非英語的其他語言,您可以免費獲得語言援助服務。請致電聯絡客戶服務部(聽語障用戶請致電:711)。

AADVWS028M(18)-NY