Medicare Plans & Coverage in NY | EmpireBlue
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Medicare Coverage With Empire

Find the Medicare Plan You Need, at a Price You Like

You deserve a Medicare plan that fits your health care needs and your budget. Finding that Medicare plan should be easy. We’re here to help you do that. Once you’ve picked a plan, you can count on Empire to support you with:

Resources to help you stay healthy. This includes extras like SilverSneakers® fitness memberships and money for over-the-counter health items.

Benefits that save you money, such as coverage for prescription drugs, dental, vision, and hearing.

Real people who can answer your questions, including 24/7 Nurse Lines and Pharmacy Services.

What Type of Medicare Plan is Right for You?

Medicare Advantage Plans (Part C)

These all-in-one plans combine Part A, B and D to give you more than just Original Medicare. Most of our Medicare Advantage plans include coverage for prescription drugs, dental, vision, and hearing aids. They also offer benefits such as SilverSneakers fitness memberships, money for over-the-counter items, and more.

Prescription Drug Plans (Part D)

Medicare Part D covers prescription drugs, something Original Medicare (Part A and Part B) does not cover. Part D is important if you take regular medications for a condition such as high blood pressure.

Medicare Supplement Insurance Plans

While Original Medicare covers medical expenses like hospital stays, lab tests, and outpatient care, you still have deductibles, copays, and coinsurance to pay on your own. Medicare Supplement plans, also called Medigap plans, cover what Original Medicare doesn’t.

Medicare Dental and Vision Coverage

Original Medicare doesn’t come with dental or vision coverage, but Medicare Advantage plans often include routine dental and vision care. If you want more coverage, there are add-on dental and vision packages for Medicare Advantage and Medicare Supplement plans.

Explore Medicare Plans

We Work With Doctors So You Save Money

An advantage with Empire Medicare plans is our large network of doctors, hospitals, and pharmacies. We are constantly working with care providers and pharmacies to lower costs so you save money.

You can rely on us to review our networks regularly. This ensures our members have excellent choices when it comes to doctors.

Check to see if your doctor is in our network.

Empire Medicare Plan Extras

Living your healthiest life is about more than just doctor visits. Our Medicare plans have benefits that support your daily needs too, like money for over-the-counter health products. There are also plans that include dental, vision and hearing coverage, and a SilverSneakers membership, so you can take fitness classes at home or at a gym.

Essential Extras to make your life a little easier

With an Empire Medicare Advantage plan, you can choose one service from a list of 10 Essential Extras. These are resources like rides and meals that make everyday life a little easier. Here are a few examples:


Transportation

receive up to 30 rides to health appointments each year.

Personal Home Helper

have a health aide help with house work or other daily needs.

Health and Fitness Tracker

receive a fitness tracking device and access to a brain exercise program online that helps with memory, attention and more.
 

Find the Perfect Empire Medicare Plan for You

There are a lot of ads and offers out there for Medicare plans. Sorting through them can be a chore – but it doesn’t have to be. We’re here to make your search stress-free and quick.

To find and compare Medicare plans in your area, enter your ZIP code for a list of options you can sort by plan type or price. If you want to talk to someone directly, you can do that too.

Shop Medicare Plans

Find guidance and answers to your Medicare questions

Join us for a free Medicare webinar, where you can ask questions and hear from Medicare experts from the comfort of home. In-person sessions are also available.

Medicare Webinar Graphic

How Does Medicare Work?

If you’re new to Medicare, our Medicare Information pages can help.

Learn about Medicare
Check out the different parts of Medicare so you know your options.

What to do when you’re turning 65
Learn about the window of time when you can apply to Medicare.

Compare Medicare Advantage and Medicare
This can help you decide if a Medicare Advantage plan is right for you.

Sign up for Medicare
Here’s how to enroll in Medicare and what you’ll need to apply.

Select a state for information that's relevant to you.

States
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If your state isn't listed, check out bcbs.com to find coverage in your area.


Y0114_20_125641_U_M CMS ACCEPTED 10/01/2020

Empire BlueCross BlueShield is an HMO plan with a Medicare contract. Enrollment in Empire BlueCross BlueShield depends on contract renewal. Empire HealthChoice HMO, Inc. (Empire) is the legal entity that has contracted with the Centers for Medicare & Medicaid Services (CMS) to offer the HMO plan noted above or herein. Empire is the risk-bearing entity licensed under applicable state law to offer the HMO plan(s) noted. Empire has retained the services of its related companies and the authorized agents/brokers/producers to provide administrative services and/or to make the HMO plan(s) available in this region. Services provided by Empire HealthChoice HMO, Inc. licensee of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans.

The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent or insurance company.

Once enrolled into your Medicare Supplement insurance plan, your coverage is guaranteed for the life of the plan with only two exceptions/restrictions: nonpayment of premiums and material misrepresentation.

This policy meets the minimum standards for MEDICARE SUPPLEMENT INSURANCE as defined by the New York State Department of Financial Services. The expected benefit ratio for this policy is <65%.> This ratio is the portion of future premiums which the company expects to return as benefits, when averaged over all people with this policy.

Products offered are not connected with or endorsed by any division or agency of the state of New York, the United States government, or the Federal Medicare program. The policy form numbers are: APLANAM(17)-NY BCBS; APLANBM(17)-NY BCBS; APLANFM(17)-NY BCBS; APLANGM(17)-NY BCBS; and APLANNM(17)-NY BCBS.

IMPORTANT NOTICE - A CONSUMER’S GUIDE TO HEALTH INSURANCE FOR PEOPLE ELIGIBLE FOR MEDICARE MAY BE OBTAINED FROM YOUR LOCAL SOCIAL SECURITY OFFICE OR FROM THIS INSURER
 
Services provided by Empire HealthChoice HMO, Inc., Empire HealthChoice Assurance, Inc., and/or HealthPlus HP, LLC, Independent licensees of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. Empire BlueCross Retiree Solutions and/or Empire BlueCross BlueShield Retiree Solutions is the trade name of Anthem Insurance Companies, Inc. licensees of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans, serving residents and businesses in the 28 eastern and southeastern counties of New York State. The Blue Cross and Blue Shield names and symbols are registered marks of the Blue Cross and Blue Shield Association. All external sites will open in a new browser window. Please view our website Privacy Policy for more information.

This information is not a complete description of benefits. Call Customer Service, (TTY:711) for more information.

Attention: If you speak any language other than English, language assistance services, free of charge, are available to you. Call our Customer Service number, (TTY: 711). ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame a nuestro número de Servicio de Atención al Cliente (TTY: 711). 注意:如果您使用非英語的其他語言,您可以免費獲得語言援助服務。請致電聯絡客戶服務部(聽語障用戶請致電:711)。

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