For every summary of benefits you provide to an employer, employee, non-group member or prospective member, you must also provide the corresponding summary of benefits and coverage (SBC).  
SBCs for all plans you find on this site can be downloaded from our SBC web site.  
(An SBC is a document required by Health Care Reform. It summarizes plan benefits in a standard format that all insurance companies now use.)  
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Services provided by Empire HealthChoice HMO, Inc. and/or Empire HealthChoice Assurance, Inc., and/or HealthPlus, LLC., licensees of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield Plans, serving residents and businesses in the 28 eastern and southeastern counties of New York State. All external sites will open in a new browser window. Please view our Website Privacy Policy for more information.